Apply for Lower TDS Deduction Certificate
Get a certificate under Section 197 to enable lower or nil TDS deduction on your income, improving cash flow.
CASH FLOW
Improvement
SECTION
197
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What is Lower Deduction Certificate?
A Lower Deduction Certificate under Section 197 allows the assessee to receive income with reduced or zero TDS if their total income is below taxable limits.
This certificate is issued by the Assessing Officer and is beneficial for senior citizens, charitable trusts, and businesses with low taxable income.
"Why pay TDS when your total income is not taxable?"
Key Benefits
Cash Flow
Receive full payment without TDS blockage.
Reduced Refund Wait
Avoid waiting for TDS refund at year-end.
Simple Application
Online application on TRACES portal.
Valid PAN-Wide
Certificate valid for all deductors across India.
Registration Process
Assessment
Evaluate eligibility based on estimated income.
Application
Prepare and file Form 13 on TRACES.
Review
Assessing Officer reviews the application.
Certificate
Receive lower/nil deduction certificate.
Documents
Required
Keep these documents ready for a smooth and fast registration process. Digital copies are preferred.
- PAN Card
- Income Estimates
- Previous ITR
- Bank Statements
- Financial Projections
Who Should
Choose This?
Lower deduction certificates are ideal for those whose estimated total income is below the taxable threshold.
What's Included?
Need Specific
Customisations?
Our experts can tailor a compliance package specifically for your business needs.
Pricing & Timeline
Application
1-2 Days
Form preparation.
Approval
2-4 Weeks
AO processing time.
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